Our main areas of Advice
We can provide you with advice in the following areas:
Investment Planning
Whether you want to save regularly, invest on behalf of your children/grandchildren or have existing investments for review, we will establish an investment proposition tailored to your needs and financial objectives.
Personal Pensions
If you are just starting out in your career, we'll help you decide which type of pension is right for you and work out how much you can afford to invest on a regular basis. You may have one or more pension already in which case we can review how well they are performing and whether they will meet your needs in retirement. If you are nearing retirement we'll review how your pension funds are invested and look at the choices available to you when you retire.
Retirement Planning
We are on hand to help you make the right decision when you are nearing retirement. We can offer advice on annuities and pension drawdown plans to help you maximise your finances in retirement.
Estate Planning
No matter what your net worth, it's important to have a basic estate plan in place. Such a plan ensures that your family and financial goals are met after you die. When assessing your assets we include your investments, retirement savings, insurance policies, and property or business interests.
We can also refer you to a specialist will writing service.
Corporate Services
If you need advice for your business, contact us to discuss group pensions and personal and corporate services for company directors.
Furthermore, consideration should be given to keyperson, partnership and shareholder insurance for partnerships and limited companies. Our advisers will discuss your needs directly with you to ensure you're adequately covered.Family Protection
Whether you are reviewing your life insurance provision or considering taking out critical illness cover, we can help you find the right cover for you and your family to suit your needs and your budget.
Tax-Efficient Savings
When we assess your overall financial position, one of the key elements of our planning will be to ensure that your arrangements are tax efficient. Our advice will take into account capital gains tax, income tax and inheritance tax.